by Sharon Garcia September 17, 2019

SAN ANTONIO, TX – The National Association for Latino Community Asset Builders (NALCAB) has released its report, “An Analysis of Housing Affordability and Vulnerability in Dallas, Texas. This preliminary report, which was made possible with the support of MUFG Union Bank, examines how housing market trends could impact different types of vulnerable populations, in particular low-income communities of color living in neighborhoods experiencing public and private investments, resulting in rapidly rising home prices that could lead to displacement.

In 2017 and 2018, NALCAB conducted similar studies in San Antonio and Houston highlighting how housing market trends might impact different types of vulnerable populations and affordable housing stock, and in which neighborhoods those impacts might be felt. The cities of San Antonio and Houston commissioned each respective report to analyze price appreciation, vulnerability and affordability, and to develop mitigating strategies.

The type of analysis demonstrated in the Dallas report can be used to inform decisions about how and where to target affordable housing production, preservation, and protection strategies to achieve overarching policy goals. In the case of Dallas, where addressing longstanding patterns of racial/ethnic segregation is one goal of the City’s 2018 Comprehensive Housing Policy, preserving affordable housing and protecting African American and Latino residents in gentrifying areas — in order to prevent displacement and re-segregation — may be as important as making sure new affordable housing gets built in ways that do not perpetuate those patterns.

“The purpose of this report is to provide research that demonstrates the vulnerable communities in Dallas and other major Texas cities,” said Levar Martin, Chief Program Officer for NALCAB. “We must use this type of data as the foundation for protecting and providing opportunity to residents and businesses in neighborhoods experiencing significant economic and cultural change.”

“MUFG Union Bank is proud to support NALCAB. The findings in the report underscore the importance of maintaining housing affordability in communities that are undergoing significant public and private investment,” said Julius Robinson Head of Corporate Social Responsibility for the Americas for MUFG.

The Dallas study relies on publicly available data and secondary sources, including the U.S. Census, U.S. Department of Housing and Urban Development (HUD), City of Dallas, private companies, and nonprofit research institutions. Furthermore, NALCAB utilizes proprietary data from industry-recognized real estate data providers, including CoStar and HouseCanary. NALCAB’s analytical tools also include decades of community development experience and data on how and why neighborhoods are changing in cities across the country, to anticipate where displacement will occur and to inform policy, programmatic, and investment strategies.

NALCAB supports equitable neighborhood development and innovation in affordable housing finance by:

  • Supporting local equitable development practice and policy
  • Providing training to non-profit practitioners and municipal agency staff
  • Directly investing in affordable housing in gentrifying communities
  • Engaging in federal policy advocacy in collaboration with other national networks


The National Association for Latino Community Asset Builders (NALCAB) represents and serves a geographically and ethnically diverse group of more than 120 non-profit community development and asset-building organizations in 40 states that are anchor institutions serving our nation’s Latino population. Our mission is to strengthen the economy by advancing economic mobility in Latino communities. NALCAB’s work advances economic mobility for low and moderate-income people.



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