As a certified Community Development Financial Institution (CDFI) by US Treasury, NALCAB lends to non-profit organizations that promote economic mobility in Latino communities by building affordable housing, investing in small businesses and strengthening family financial capability. Geographic areas served are primarily economically distressed, predominantly Latino, low- and moderate- income communities that lack adequate access to financial products. NALCAB’s investments of financial products are made through borrowers or investees that serve the target market, and primarily benefit Hispanic/Latino people.

NALCAB engages in intermediary lending to small business lenders (including CDFIs and aspiring CDFIs) with the goal of supporting the growth of their lending to Latino business owners. NALCAB also provides secured and unsecured loans to affordable housing developers, including acquisition, pre-development, construction and bridge financing.

As a CDFI, NALCAB is better able to leverage its strong existing brand and track record to raise capital from a wide range of philanthropic, corporate and governmental sources to then invest consistent with the mission, goals and activities described above. In order to meet the capital needs in the communities it serves, NALCAB has developed its capacity to engage in lending and equity investment activity by forming and managing a controlled social investment fund.

For more information on NALCAB’s CDFI activity, please contact Senior Communications Manager Sharon Garcia at



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For more information on NALCAB’s CDFI activity, please contact using the form to the left or email Senior Communications Manager Sharon Garcia at