Latinos bring vitality and innovation to local economies nationwide. This Hispanic Heritage Month, NALCAB is celebrating that impact by spotlighting the voices of our members and the communities they serve. 
 
NALCAB connected with Daniel Fernandez, CEO, TMC Community Capital 

NALCAB: What does Hispanic Heritage Month mean to you and your organization? 

For us, it’s about honoring the families, traditions, and cultural pride that fuel entrepreneurship. It’s also a reminder of why our work matters: to make sure Latino business owners don’t only survive, but thrive with access to the resources they’ve long been excluded from. 

NALCAB: How has your Latino culture helped shape your professional career? 

Growing up in Latino communities has shaped the perspective that drives everything we do at TMC Community Capital. We know the challenges our entrepreneurs face because we’ve lived them. That’s why we design financial solutions driven by lived experiences, meeting people where they are and building trust first. 

NALCAB: Latinos are contributing to the U.S. GDP at a historic rate ($4.1T), equal to the output of NATO countries – what can organizations like NALCAB and yours do to continue building financial health across our communities? 

We have to keep building systems for us, by us. That means pairing capital with education, so business owners learn to leverage financing, not fear it. It means shifting away from outdated paradigms that haven’t served our communities. Organizations like ours prove that when we design for cultural context and modern realities, we can move money where it’s needed most.